PayL8r
Apply for Payl8r here and spread your payments over 6-24 month terms with 0% interest periods available!
Select the product you wish to finance from the dropdown below. Please note only one item can be purchased at a time currently, however you can apply for multiple payment plans.
Customers are encouraged to check the site for the latest stock availability and to review the pre-order dates listed on each product page. Both pre orders and instock items can be purchased!
FAQ's
How do we assess your affordability?
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability through Open Banking.
What will it cost me?
You can repay in full within 30 days at 0% interest or choose an interest bearing plan. Interest rates vary subject to status and start at 0.8% per month.
Missed payments may affect your credit file, future borrowing and incur fees.
Representative Example:
If you borrow £440.00 over 12 months at a fixed monthly interest rate of 2.50% and an annual rate of 30.00% and a representative APR of 65.5%, you will pay: Monthly payment: £47.67. Total repayments: £572.04. Total charge for credit: £132.04.
